PlanForgePlanForge
PlanForge for iPhone and Android

Your whole financial picture, always in your pocket.

Your balance, your bills, your goals, and every day in between. Run the numbers, sign what needs signing, and see what lands when. All from your phone.

Download on theApp StoreGet it onGoogle Play

Included with your employer's PlanForge plan. Free to start on your own, no card needed. Needs iOS 16 or later, or Android 7 or later.

Two ways in

Your plan is with PlanForge

Your balance, your deferral, the documents that need signing, and every tool below. Sign in with the email your employer has on file, then set a PIN once.

Sign in

Planning on your own

Forecasts, budgets, and goals with real numbers. Free to start, no card needed. Works with or without a PlanForge 401(k).

Create a free account
Your 401(k)

Where your balance lands, and what one change does to it.

A statement tells you what you have today. Sign in and you also see where it is heading: your balance at the age you plan to retire, what that is worth as monthly income in today's dollars, and the deferral, the employer match and the salary it assumed. The assumptions sit right under the number instead of in a footnote.

Then the part a statement never gives you: what one specific change would be worth, in dollars a month, and a way to act on it while you are still looking at it.

The 401(k) projection screen in the PlanForge app. A large projected balance at age 67 sits above the monthly retirement income it supports in today's dollars, the deferral, employer match and salary the projection assumes, a line showing what four hundred dollars a month more would add, and buttons to raise the deferral or open the full projection.
One participant's screen, with their own salary and deferral in it. A projection is an estimate built on the assumptions named on the screen. It is not a guarantee.
Financial ForgeCast

Your money, day by day, 100 days out.

Most money stress is not about how much you make. It is not knowing what lands when. Instead of guessing whether payday comes before the bill does, you see the whole runway, and a tight week shows up while there is still time to do something about it.

Add your bills, your cards, your outside accounts, and your budget, and the forecast gets sharper every time.

The Financial ForgeCast screen in the PlanForge app, showing a 100-day cash forecast that reads Clear through Nov 3, with a chart of every day's balance and the lowest point marked.
One participant's forecast, with their own numbers in it. Yours is built from what you tell it.
In the day-by-day calendar
Amber
A day your balance dips below the cushion you set.
Red
A day you would go negative if nothing changes.
A star
Marks the day a savings goal hits its target.
Alexis

Ask about your own numbers.

Alexis answers from your actual picture. What is safe to spend this week. When the goal lands. What happens if you put more toward the card.

Nick Moore, CFP®

The strategic questions reach a real advisor.

Common questions get answered in the app. The bigger ones route to Nick. Messages, documents, and deadlines all sit in one place, so nothing waits on hold music.

The toolbox

13 tools, all of them in the app.

  • 01
    Budget Planner
  • 02
    Financial ForgeCast

    Your cash flow day by day, up to 100 days out.

  • 03
    Retirement Outlook
  • 04
    Social Security
  • 05
    Roth vs Traditional
  • 06
    Debt Planner
  • 07
    Investment Property

    Buy a rental through a brokerage, Solo 401(k), or IRA.

  • 08
    Life Insurance
  • 09
    HSA Check

    Eligibility and contribution limits.

  • 10
    Estate Planning
  • 11
    Savings Goals
  • 12
    Emergency Fund
  • 13
    Financial Resources

Net worth, outside accounts, a dedicated retirement view, and a shared household space sit alongside them, so a family can plan together and keep private what should stay private.

Why the app is worth installing

Face ID, Touch ID, or a PIN

Unlock with your face or a fingerprint. No password to remember.

Alerts that matter

Deadlines, documents to sign, and messages from your advisor. Nothing else.

The business owner's plan setup screen in the PlanForge app, headed Pay your team, not the IRS. It estimates the SECURE Act 2.0 tax credits the company could claim over five years and how much of that lands in year one, and notes that the estimate comes from headcount and sharpens once the census is in.
One company's setup screen. The credit figures are estimated from that company's headcount and depend on the plan it adopts, so the census is what turns an estimate into a number.
For business owners

Owners see what the plan is worth to the business.

Same app, same sign in. An owner lands on a setup screen that puts the money question first: what the SECURE Act 2.0 credits are estimated to be worth against your headcount, how much of that lands in year one, and what setup still needs from you.

Once the plan is live the same account carries participation and plan ROI, fee benchmarking against what plans your size pay, and quarterly and annual reports.

For our referral partners

The same app carries a different workspace for the CPAs, attorneys, agents, and brokers who send us business. Your referral inbox, the pipeline on every introduction you have made, direct messaging with the people you referred, your directory listing and reviews, and a direct line to us when you need one.

How to get in
  1. Install the app and tap Request access on the entry screen, then choose the professional partner option.
  2. Once we approve you, open the app, tap Continue as Partner, and sign in with that email.